Foresters Financial Life Insurance Company Review

Foresters is not your mainstream and typical insurance brand, unlike some of its competitors, this company, with operations in the US, UK, and Canada, not only provides life insurance but also gives its members investment opportunities and unique benefits.
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foresters financial life insurance company

Written by Brian Greenberg
CEO / Founder & Licensed Insurance Agent

Last updated: January 31st, 2023

Reviewed by Grant Desselle
Licensed Insurance Agent

Where Foresters Shines

Foresters can actually trace its origin to the early 14th-century, to a group called the Foresters society in England. They were a band of protectors composed of ex-soldiers and knights that banded together near the ancient royal forest and safeguarded travelers. They were partly employed by the monarchy for aid and support. For centuries, the Foresters were a disjointed cabal, mainly held together by their beliefs and the need to do good. Finally, in the 18th century, the society was formally founded. Membership was gained by combat. You had to prove your strength and worthiness through the use of a sword, a quarterstaff, and cudgels.

Over the years, the order branched out, but the general motive and passion for protecting the weak continued. They never disbanded, they just broke out into different factions due to some differences. Forester Financial, the economic backbone of this group’s life insurance operation, was birthed from one of these factions, The British Friendly Society, an organization devoted to caring for the sick and destitute.

Always on the Cutting-Edge

Foresters was one of the first companies, and quite possibly THE one that spearheaded the change that would ultimately result in today’s over-saturation of insurance firms. What did Foresters do? It was the first firm that extended insurance benefits and policies to the average blue-collar family. Not only that, it was the first to admit women as full members. Historically, one of the main reasons we are in awe of Foresters, aside from its great products, which we will get to in a minute, is because of their value system; a brand certainty they have maintained since their inception way back in the Renaissance. Foresters in one of the most active life insurance companies out there. They constantly help down trotted communities. As of 2014, the firm supports multiple causes in Canada, the UK, and the US, not only through direct investment but through partnerships.

Foresters has been there to support families and communities. The company has championed change and treats its policy-holders like individuals, not financial pieces to make a profit of. It is one of the strongest, financially speaking, companies in the market right now, with total assets of almost $12 billion. and funds under management surpassing the $28 Billion mark.

A company that’s always changing

Why is Foresters such a good company? Mainly because it has been at the forefront of actual paradigm-shifting change. Over the decades, whenever there is a tectonic shuffle, for the better, in the insurance industry, you can be sure Foresters is either to blame or has shepherded the innovation. When Foresters first deployed its enterprise in North America, it chose as its leader Dr. Oronhayatekha, a Mohawk who was one of Canada’s first native physicians to practice western medicine. Historical records of this man’s fight for equality, rights, and justice can be found through numerous museums. Forester could have chosen anyone, they could have placed an innocuous colonist at the forefront of their institution, yet instead, despite the frack they were going to get, they picked a Mohawk as figurehead and leader of their deployment in the Americas. Why? Because the man was passionate about his community, had standards, and had radical ideas that piqued Foresters’ interest. Ideas like championing the rights of women, children, and minorities.

What we like

Great Reputation

Foresters Life Insurance Company has a stellar reputation not only with firms that grade the insurance field but with third-party critics. The Better Business Bureau has given it A+ and A.M. Best had rated Forester as an A- (excellent).

Quality Products

Aside from all the historical baggage, which speaks volumes on the brand’s spirit, Forester’s products aren’t too shabby. Not at all. They are quality products that aim to not only provide life insurance to the average Joe but whose main goal is to inspire financial independence and a better quality of life for its policy-holders golden years.

Forester gifts its members, apart from their life insurance, numerous financial opportunities, and attractive benefits. It has a fantastic financial service that offers annuities, mutual funds, savings/retirement plans, and even competitive scholarships.

Great Fringe Benefits

Also, on MyForesters.com, you’ll be able to find incredible fringe benefits that come attached to your policy. Tickets to sporting events, concerts, playgrounds, theme parks, and discounts of legal services.

Financial Services

Foresters also offers toll-free financial advice; diabetes management products; terminal illness loans, online learning services, and dozens of other grade-A experiences.

Some products don’t require medical exams

Forrester has a rather wide variety of products to choose from. Some even have a No medical exam option with a guarantee issue. Forester offers different types of simplified life insurance products. Some policies just ask simplified health questions to determine if you’re eligible and for how much they can insure you. They might request doctor records if you have them on hand. The important thing to note is that they don’t require exams, not lab tests, and don’t even ask you about your height or weight.

What we don’t like

Not the most affordable

To be honest, there aren’t that many negative points to consider worth mentioning when it comes to Foresters. It’s not one of the most affordable companies in the market right now, which is always a con’ if you’re shopping for something that adapts to a more frugal existence.

Best Term Life Insurance If you Have Diabetes

Foresters

foresters financial logo

Foresters, or The Independent Order of Foresters, is a little different than the traditional publically owned life insurance company. They are a membership organization. This means that in addition to the life insurance products, you have access to other benefits like medical insurance discounts.

The product is called Foresters Strong Foundation Term and is arguably the best no-medical exam product for those with diabetes. In fact, the product is designed with specific health classes for people with Type 1 and Type 2 diabetes.

Before applying, ask your agent to run a quote using their Strong Foundation Diabetes Rating Calculator.

In order to be eligible, you must have an AIC of 10.9% or lower..

The application is 25 minutes taken by an agent over the phone.

Product details:

  • $20,000 – $250,000 in coverage
  • 18 – 70 years old
  • 15, and 20-year terms
  • Available in all states

Pros

Special policy for people with diabetes

The majority of no medical exam products automatically decline applicants with diabetes. The Strong Foundation product was designed to fill the unserved market of those with diabetes that want a simplified issue life policy.

Financial history does not affect the price

Financial history is used by most life insurance companies to determine the risk and ultimately the price of a policy. Foresters are one of the few companies that do not run a LexisNexis report that checks your financial history. This is invaluable for those that would pay more or even be uninsurable due to negative financial history such as low credit score, bankruptcy, foreclosure, short sales. late bill payments, or tax liens.

Option to convert to a permanent policy

The policy has what is called a conversion option. This means that you can convert all or part of the coverage amount to a permanent policy without additional health questions. This may not be important now, but many people become uninsurable as they get older and develop health conditions such as cancer or heart disease.
Cons

Prices on the high side

Not many agents know about the Strong Foundation products because the pricing is normally not competitive with some of the other no medical exam companies. The pricing only becomes significantly less than the competition when the customer has a financial history that results in increased rates elsewhere.

Low coverage amounts

The maximum about available is $250,000. This causes issues for those looking for more coverage. An option is to buy the maximum coverage available with Foresters, and then purchase an additional policy with another company so you get the coverage amount needed. This is referred to as “laddering”.

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Foresters Products

Term

Foresters Level Term Insurance: This is temporary level term life insurance that only covers you for a specific period in your life. This is the classic, every company has it, Term Life Insurance. You can get it for 10,15, 20, 25, and 30 year term periods.

Foresters Advantage Plus II: this is a permanent life insurance policy with guaranteed death benefits and premiums. The great thing about this policy is that it accumulates a cash value; you can get dividends from your investments. The advantages of an insurance plan of this type are that you can get bigger death benefits, you know the worst of your premiums for life, you have loan options and you can withdraw cash from your account.

Foresters Universal

Foresters SMART Universal Life: it is a universal life insurance policy that offers life-long coverage with flexible payments and long-term cash value growth.

Foresters PlanRight: this is whole life insurance that can help cover final expenses.

Foresters Prepared II: an accidental death insurance plan that can cover you until the age of 75.

Foresters ISP Variable Life Insurance: This is a permanent life insurance plan that includes accumulations of cash value, which are tax-deferred, fixed premiums, assured benefits, and access to funds for major life events or living expenses.

Policy benefits

Accepts most people

Term at Foresters offers up to $400,000 in coverage with flexible ad-on and clauses. The policies include different riders/add ons, you can attach for an extra fee to optimize your plan. Some riders are accelerated death, accidental death, family health benefits, insurance for kids. Foresters cover most diseases and ailments, nonetheless, they do give a lower rate and lower benefits when a candidate comes to them with one of them.

Coverage for Term starts at $100k

The minimum Term insurance coverage starts at $100k and can reach $400k. There’s an estimated approval period if you’re submitting exams, of 14-30 days. If you waive exams and are approved you can get coverage in minutes, but for small sums.

Advantage Plus II meanwhile starts with benefits that range from $25,000 to $400,000 depending on your health and age. It is one of the more expensive products in the company’s catalog.

Permanent life insurance offers cash values

All of Foresters’ permanent and final expense life insurance policies offer cash values/dividends. Policyholders will receive both death benefits as well as a cash value component. This component can grow to tax-deferred status. You’re allowed to withdraw from this fund for just about anything. Pay off debts, do some renovations, pay off college tuition, or go on a nice vacation.

Another great thing about Foresters’ term is that it offers living benefits.

Conversion options

Converting is easy

Generally speaking, term policies, like Foresters Level Term Insurance, are convertible. That means that you can change your policy from a term to permanent life plan incredibly simple and without any overdue hassle. This enables you to have a bit more independence when it comes to how to strategize your benefits. Nonetheless, you should be aware that premiums go up when you change policy plans.

Riders

Forester offers not only term life and universal life insurance but offshoots of them with optional riders you can add to your coverage; including accidental death, accidental disability income, children’s life insurance, no medical exam life insurance and many more.

Performance

Only one complain in a 1 million customers

Foresters ensures over a million people in the US, UK, and Canada. It’s one of the oldest companies in the market right now. In the past three years, Foresters has only had one customer complaint filed at the Better Business Bureau, It managed to close it to the customer’s satisfaction. That ONE complaint, among more than a million subscribers.

Foresters also has a superior rating with some of the industry’s most trusted auditors and critics.

  • A.MN. Best: A– Excellent
  • Better Business Bureau: A+

In essence, this means that Foresters has a reputation for not only providing an exemplary service but paying out policy claims on time and without problems. It is a strong and stable company with a wide range of products.

Customer reviews

4.9 /5
Based on 111 reviews

Excellent
95%
Great
4%
Average
2%
Poor
0%
Bad
0%
Sep 23,2021
Jacqueline Rysz Verified
Mt. Pleasant,PA
The application process was all done very quickly. Thank you Jen Plisch for making this process very easy for my family! Definitely recommend!
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
15 years

Sep 14,2021
Susan Woodruff Verified
Livingston,TN
Efficient with great staff!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

May 31,2021
Eduardo Rodriguez Verified
Miami,FL
Great experience, quick and flexible.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
15 year

May 21,2021
Jamie Lee LaCombe Verified
Syracuse,NY
My husband had scheduled for me to complete the application over the phone with Nikki, but our newborn spit up all over, so I couldn't take the call. She had no problem rescheduling, and even when she did call back, I was also packing up to move, but she was so flexible and understanding, working with me. The application was a little time consuming, but I much preferred completing it over the phone with Nikki, opposed to guessing how to on my own.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
30 years

Apr 07,2021
Joshua LaCombe Verified
Syracuse,NY
Quick and easy application
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
30 years

Apr 03,2021
Brian Wiemeri Verified
Naples,FL
Quick, easy and to the point.
Company:
Independent Order of Foresters
Product:
Prepared II Accidental Death
Policy length:
Accidental Life Insurance

Mar 31,2021
Peter Aprea Verified
Wappingers Falls,NY
She is a pleasure and knows her stuff
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 year

Mar 07,2021
Joseph Aiello Verified
Toms River,NJ
Easy application process
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 year

Feb 09,2021
Mason Keresty Verified
Middletown,DE
Very easy to work with, can’t imagine doing this process without foresters.
Company:
Independent Order of Foresters
Product:
Your Term
Policy length:
20 years

Feb 05,2021
Brian Leib Verified
Debuque,IA
Very good experience. Easy process.
Company:
Independent Order of Foresters
Product:
Guaranteed ADvantage
Policy length:
10 year

Jan 20,2021
Louis Anolfo Verified
Brooklyn,NY
Very simple and easy
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

Dec 30,2020
Brian Gray Verified
San Ramon,CA
It was super easy and to apply.
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
10 years

Dec 01,2020
DaRon Roberson Verified
Long Beach,CA
My experience was very easy and had the outcome that I wanted.
Company:
Foresters
Product:
Strong Foundation
Policy length:
30 years

Nov 26,2020
Ajay Malhotra Verified
New York,NY
Easy, quick and seamless
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
15 years

Nov 11,2020
Mellissa Hare Verified
Buford,GA
Very straightforward process.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 year

Oct 07,2020
Bebi Tulshi Verified
,NY
Good. Always quick and courteous.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

Oct 05,2020
Albert (Chucky) Chock Verified
Kapa's,HI
Nikki is a great front line employee one that can be trusted and counted on. Pleasant, kind and extremely comfortable to converse with! she should be an Ambassador!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
15 years

Sep 30,2020
Jacqueline McClure Verified
,MS
Professional and prompt!!!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
15 year

Sep 25,2020
Ryan Aufiero Verified
Palm Harbor,FL
Once we got through a few items was smooth
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Sep 24,2020
Wayne Chiles Verified
,NC
Great people all the way around
Company:
Independent Order of Foresters
Product:
TransElite Universal Life
Policy length:
30 year

Sep 22,2020
Davis Draughon Verified
,TX
Way easier than I thought it was going to be, and also much faster.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

Sep 14,2020
Eric Vincent Verified
,NY
the process was pretty smooth and my agent, Jen, was easy to work with and informative.Eric
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

Sep 10,2020
Rashad Myers Verified
,TX
Expedient. Approved same day Nnsmmsmsmsks
Company:
Independent Order of Foresters
Product:
Your Term
Policy length:
20 years

Aug 28,2020
Teresa Rodriguez Verified
Eugene,OR
Great.. & thank you all for your time
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
30 year

Aug 12,2020
George Ramirez Verified
Seaford,NY
Process was a little slower than i thought it would be.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Aug 11,2020
Casandra Pink Verified
Bayonne,NJ
very good experience
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
30 year

Aug 10,2020
Jeffery Hampton Jr. Verified
Kansas City,MO
The experience was amazing our representative was extremely helpful.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Aug 06,2020
Richard Robinson Verified
Bellwood,IL
Jen was great very thorough in explaining things she made me feel comfortable in my purchase good polite wonderful character I enjoyed the whole experience!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Aug 01,2020
John Lockhart Verified
,CA
You need to ask your clients when to take the payments. What day of the month? For me, it's best on the 22nd after my social security arrives.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Jun 10,2020
Tara Silva Verified
Peabody,MA
The whole process was easy because my agent Jen guided me step by step
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 year

May 02,2020
Brendan Baldwin Verified
Capitol Heights,MD
Excellent experience!!!
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
20 years

Apr 10,2020
Jim Micklos Verified
Bellemont,AZ
Simple and easy. Great experience.
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
10 year

Mar 26,2020
Julie Roche Verified
Saylorsburg,PA
Great policy options, excellent service!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Mar 24,2020
Ramadevi Chinnapaka Verified
Monroe Township,NJ
Nikki Walker was very helpful She answered all my questions and helped me to see all my options.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

Mar 22,2020
Patrick Griffin Verified
Austin,TX
GOOD people and Very professional
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 year

Mar 22,2020
Faamanatuga Falefata Verified
Spanaway,WA
Good service
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
15 years

Mar 19,2020
Michael Taverna Verified
Farmingham,MA
I applied through an agent and it was simple. Basic questions anyone would know. All I had to do is fill out a mental health form. After being denied by 4 or 5 places Forresters approved me in about 5 days. They pretty much saved my life. I recommend this agency to the fullest!
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
20 years

Feb 10,2020
Larecco Campbell Verified
Charlotte,NC
Application was simple and easy to comprehend
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
20 years

Feb 06,2020
Brady Fisher Verified
Pompano,FL
Jenifer was the best two policies approved in under an hour!!!
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
30 years

Feb 05,2020
John Kania Verified
Allentown,NJ
Foresters gave us coverage at a price that we could afford. The process was easy and quick as well.
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
10 years

Jan 29,2020
Robert Yakin Verified
Tallahassee,FL
I think you went well above and beyond to help satisfy the situation, once again thank-you and I would recommend you to everybody !!!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Jan 22,2020
Jennifer Willey Verified
Galena,MD
It was pain free and pretty quick!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
30 years

Jan 21,2020
Neville Lewis Verified
Mattapan,MA
Good. Simple. Easy. Could not ask for more.
Company:
Foresters
Product:
Strong Foundation
Policy length:
30 years

Dec 31,2019
Samuel Douglas Verified
Glen Burnie,Maryland
It was easy to apply and I got coverage fast!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 year

Dec 13,2019
Stewart Mohammadi Verified
Oakley,CA
Simple and painless -- especially since Aaron did all the heavy lifting.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 year

Oct 27,2019
Brian Pitt Verified
Winterville,NC
Easy as 1-2-3! She was very knowledgeable about the coverage and cost.
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
20 years

Oct 21,2019
Jacqueline Tito Verified
Goosecreek,SC
Quick response and great knowledge of service.
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
15 years

Sep 25,2019
Umeka Piccolo Verified
Houston,TX
It was fine. What more can I say?
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Aug 31,2019
Robert Bellitto Verified
Fairfield,CT
EXTREMELY EFFICIENT AND EASY TO FOLLOW
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

Aug 27,2019
Michael Gollihugh Verified
Spring,TX
Great expierence. No problems
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Aug 21,2019
Aileen Anaya Verified
Williston,FL
Very easy on point and very pleasant.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
25 years

Aug 18,2019
Allan Sabol Verified
Poway,CA
Application process was fine, but foresters made it very inconvenient to go through approval process.
Company:
Foresters
Product:
Term Life
Policy length:
10 years

Aug 12,2019
Debra Straatmann Verified
Boonville,MO
I was very impressed with the speed of my application process. I thought it would take a week or two to get the application approved. I reached out to them via their website on a Sunday with my desired policy and I was contacted that evening and approved the next day.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Jun 17,2019
Daniel Everly Verified
Riverside,CA
Very fast and easy. Took about 20 min from start to finish !
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

May 25,2019
Ruth Jordan Verified
Chicago,IL
I give my application a 10 very good service
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

May 23,2019
Sandra Bellitto Verified
Fairfield,CT
Very easy to follow.
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

May 14,2019
Alice Floyd Verified
Youngstown,FL
Very easy! Great service :)
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

May 10,2019
Rodney Floyd Verified
Youngstown,FL
Jen was a huge help!
Company:
Foresters Life
Product:
Strong Foundation
Policy length:
10 years

Mar 28,2019
Lester Suppes Verified
,WA
Great! This is my first application with them.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Mar 17,2019
Honey Mbatch Verified
Woodstock,GA
Great company to be part of
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

Mar 14,2019
David Steer Verified
Petaluma,CA
Painless. If I knew it was this easy I would have done it sooner.
Company:
Foresters
Product:
Strong Foundation
Policy length:
15 years

Mar 13,2019
Teresa Delgado Verified
Conroe,TX
Jenn was amazing! It was a very simple process and she made it fun! Thanks Jenn!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
30 years

Mar 05,2019
Celso Molina Verified
Jarrell,TX
It would be nice if you could update your informatin on online portal.
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

Feb 24,2019
Charissa McAfee Verified
Thompson's Station,TN
The process was great. The staff was helpful and made sure that everything went smoothly. I would definitely recommend this to anyone looking for great customer service and a timely response.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Feb 23,2019
Luis D'Agostino Verified
Oak Bluffs,MA
Excellent! Thanks so much Jason and Kathy!
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

Feb 16,2019
Lana Petrovich Verified
Florham Park,NJ
Very good and done quickly
Company:
Foresters
Product:
Strong Foundation
Policy length:
15 years

Jan 31,2019
John Petrisek Verified
Bentleyville,PA
Painless application process, quick turnaround
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Jan 30,2019
Michael Gollihugh Verified
Spring,TX
Everything was great
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Jan 30,2019
Aaron Jones Verified
Siloam Springs,AR
Great, easy, satisfied.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
15 years

Jan 29,2019
David Schultz Verified
Black Creek,WI
Very helpful and did his due diligence
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

Jan 15,2019
Christopher Ward Verified
Crystal River,FL
excellent experience
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Jan 15,2019
Gilbert Contreras Verified
Jarrell,TX
Great Customer service! I love how they worked with my schedule and worked really hard to find a policy that fits our family and budget!! Thank you
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Jan 14,2019
Marcus Robinson Verified
Baltimore,MD
Exactly what I needed with a fast turn-around.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Jan 04,2019
Lee Xiong Verified
Milwuakeee,WI
My agent Jen is the greatest! I would refer her to anyone else that need help in finding life insurance. She replied back to me all the time when I had any questions without waiting.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
30 years

Dec 12,2018
Laura Carlson Verified
,IL
I had to call and ask a question, I had to wait on hold for 20 minutes but they were very helpful once I got through.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

Nov 30,2018
Donna Thrasher Verified
Baton Rouge,LA
The enrollment process was straightforward and was accomplished in a short period of time. The agent I was assigned was helpful and knowledgeable. Looking forward to a good business relationship with Independent Order of Foresters.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

Nov 28,2018
Tiffany Feliz Verified
Bakersfield,CA
This was a very easy transaction and I'm happy to be covered by Foresters.
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Nov 28,2018
Danielle Kinsey Verified
Bakersfield,CA
My family is now covered should anything happen to me. I am happy to do business with this company!
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Oct 01,2018
Katie Cuenin Verified
Austin,TX
Great! Thanks so much!
Company:
Foresters
Product:
Strong Foundation
Policy length:
15 years

Sep 06,2018
Diamond West Verified
,CA
So far, so good! I just signed up, but Jen made the process very easy.
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Sep 05,2018
Brandon Williams Verified
Dallas,TX
I am very satisfied because I found what I was looking for and didn't have to second guess the decision. Thanks Forester's
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Sep 02,2018
Justin Taylor (Ortiz) Verified
Phoenix,AZ
Simple easy process.
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

Sep 01,2018
I Made Alit Sanjaya Verified
Lancaster,CA
Not too expensive like others. That all for now. Since this is my first experience.
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

Aug 23,2018
Craig Coker Verified
Lilburn,GA
Great very easy and my agent was very helpful
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

Aug 20,2018
Matthew Kopacz Verified
Buchanan,GA
Very pleasant experience
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Aug 14,2018
Ashley Duffy Verified
Hollywood,FL
Phenomenal service & responsiveness. Nikki Walker was the most helpful and patient agents. She took the time and consideration to answer every single question, explain the process, and accommodate my busy work schedule. She even took the time to find a better quote for me after I initially had chosen one that was more expensive and provided less of the items I need for my family. I am now a client a client for life and can rest easy knowing god forbid something does happen to me, my family is protected and will be working with a company that really can provide the simplified customer service you would need during a difficult time.
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Jul 19,2018
Andrew Murray Verified
,CT
Approved me quickly with very minimal questions. Got the right amount of coverage at a very affordable level price
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Jul 18,2018
Vito Ruggiero Verified
Chester Springs,PA
Very quick turn around, thanks!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

Jul 15,2018
Richard Robinson Verified
Bellwood,IL
The Service and attention that got from Jen was great
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

Jul 11,2018
Elias Rodriguez Verified
Casa Grande,AZ
Experience was great
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Jul 02,2018
William Price Verified
Dallas,TX
Fair pricing and smooth automated underwriting without the hassle of medical exam.
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

Jul 02,2018
Lela Dooley Verified
Ocala,FL
So far ok. I like the fact that they offer extras with their policy
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

Jun 28,2018
Madgia Ames Verified
,SC
Thankful for the great life insurance rate and service.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
15 years

Jun 13,2018
Dayne Scott Verified
Danville,VA
seems fine so far. I guess I won't know until I die....oh wait...I won't know. If they are bad I will haunt them.
Company:
Foresters
Product:
Strong Foundation
Policy length:
15 years

Jun 03,2018
Jason Mielke Verified
Marysville,WA
So far so good. I believe I will work with them for many years to come
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

May 29,2018
Casey Wehmeyer Verified
Jefferson City,MO
This is our first experience with Forester’s, but so far it’s gone well.
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

May 18,2018
Angela Parisi Johnson Verified
Spring Valley,CA
Can’t really say...I haven’t received any policy papers yet or had any communication with them directly.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

May 17,2018
Charles Etzweiler Verified
San Diego,CA
Jason was a great agent
Company:
Foresters
Product:
Strong Foundation
Policy length:
15 years

May 15,2018
Stephanie Johnson Verified
High Ridge,MO
So far I am extremely happy!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
20 years

May 14,2018
Lindsey Grier Verified
Gig Harbor,WA
A very easy and smooth transaction.
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Apr 15,2018
Robert Patterson Verified
,OH
Very Satisfied with service
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Apr 07,2018
John Denney Verified
,AZ
Very efficient company, I would/will recommend to friends and family.
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

Apr 05,2018
Ntheye Kabandama Verified
,CA
Excellent experience.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
25 years

Mar 22,2018
Jess Bulkowski Verified
,OH
Approved almost immediately.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Mar 04,2018
Jesse Ortiz Verified
,TX
Superb satisfaction and we were incredibly satisfied with the quality and level of care given to us by the representative. Thank you very much for everything you did.
Company:
Foresters
Product:
Strong Foundation
Policy length:
20 years

Feb 14,2018
Alex Frantzis Verified
,OH
Great company from my experience
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
30 years

Jan 30,2018
Donna Morrill Verified
,FL
Had a great experience getting life insurance for my mom. Jennifer was very friendly, and did a great job helping us get the help that we needed!
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
10 years

Jan 28,2018
Jonathan Clark Verified
Blaine,MN
I have only had policy 2 weeks but they called to say they were sending policy packet as well as follow call to verify delivery. So far so good
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 year

Nov 05,2017
Jeffrey Neidich Verified
Federal Heights,CO
Just a glitch with my mailing address which may have been my fault, the lot number was omitted.
Company:
Foresters
Product:
Strong Foundation
Policy length:
15 years

Oct 11,2017
Mark Carruba Verified
Katy,TX
Great plan and great price
Company:
Foresters
Product:
Strong Foundation
Policy length:
10 years

Sep 27,2017
Song Yang Verified
,MN
The process was quick and I got my policy approved with in a few days.
Company:
Independent Order of Foresters
Product:
Strong Foundation
Policy length:
15 years

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