Table of Contents
Best Instant Term Life Insurance Companies
Applications are completely online, and you receive an underwriting decision instantly.
- Length: 5, 10, 15, 20, 25, and 30-year terms
- Eligible ages: 18 – 64 years old.
- Coverage: $25,000 – $3,000,000.
Company | Recommendation | Rating | Quote |
---|---|---|---|
For people in all health conditions under age 64. | ★★★★★ Ethos Life Review | Go | |
Good for those in excellent and average health. | ★★★★★ Haven Life Review | Go | |
Those wanting over 1 million in coverage | ★★★★☆ Ladder Life Review | Go | |
Those under 50 years old in good to average health. | ★★★★☆ Fabric Life Review | Go | |
For those under 45 years of age in good health. | ★★★★★ Bestow Life Review | Go | |
Best for people in poor health. | ★★★☆☆ TruStage Review | Go |
Best Instant Whole Life Insurance Companies
Applications are completely online, and you receive an underwriting decision instantly.
- Length: Permanent coverage.
- Eligible ages: 45 – 80 years old.
- Coverage amounts: $2,500 – $30,000.
Company | Recommendation | StarRating | Quote |
---|---|---|---|
No health questions Coverage up to 25K 2 year waiting period. | ★★★★★ Gerber Life Review | Go | |
Policies with and without health questions. Coverage up to 10k. Policies with and without a 2-year waiting period. | ★★★☆☆ TruStage Review | Go |
The 2 Types of Instant Life Insurance Coverage
Instant Issue Term Life Insurance
Instant issue term life insurance is best suited for people in:
- Good health between ages 18 and 60.
- For young and healthy individuals.
Note: Rates for instant issue coverage can sometimes be less expensive than a fully underwritten policy. Most instant-issue term policies are less expensive than fully underwritten policies from companies like New York Life, Prudential, or StateFarm.
- Term lengths are 5, 10, 15, 20, and 30 years.
- Coverage ranges from $25,000 to $3,000,000.
Although there’s no medical exam involved, there are still medical questions, and your medical histories are pulled from public records.
Instant Issue Whole Life Insurance
Instant whole life insurance is for those:
- Aged 50 – 75 years
- In average to poor health.
- Coverage amount range from $2,500 to $40,000.
There are two different types:
A guaranteed issue life insurance policy:
- No health questions.
- It is active upon making the first payment.
- Has a modified benefit waiting period.
A final expense life insurance policy:
- Has medical questions.
- It is often approved on the same day.
- Has an immediate full benefit with no waiting period.
How Instant Issue Life Insurance Is Different
No medical exam
Instant issue life insurance does not require a medical exam and provides immediate coverage. That means no needles, no bloodwork, and no urine samples. Instead, underwriting pulls your public records, such as financial and pharmacy records. Aside from these, you’ll be asked to answer a few simple health questions.
No waiting period
Instant term life insurance has no medical exam and no waiting period. When your application is submitted, an application is made in minutes or seconds, depending on the company. With instant issue life insurance, you are buying life insurance online instantly.
This makes instant issue life insurance extremely convenient for these specific cases:
- A business loan that requires a life insurance policy to secure finalization
- A divorce that requires a life insurance policy that lists the children as beneficiaries
- A person that prefers the convenience of a no medical exam life insurance policy.
Cost difference
Instant issue term life insurance has been around for years, but it’s always been 10% to 35% more expensive than term life insurance with a medical exam. However, we have recently added products that offer the same pricing. The decrease in cost is a main reason for the rising popularity of instant life insurance. According to our life insurance study, over 75% of respondents think the price is more important than convenience when buying life insurance.
To illustrate just how small the gap is between instant issue and regular term life insurance, we’ve created the following sample rates.
Example
The following rates are based on a 30-year-old non-smoker male in good health.
Coverage | Instant issue term | Regular term |
---|---|---|
$50,000 | $8.67/mo | $8.55/mo |
$100,000 | $10.25/mo | $9.14/mo |
$250,000 | $15.62/mo | $12.69/mo |
$400,000 | $23.00/mo | $17.20/mo |
How Much Does Instant Issue Life Insurance Cost?
Average instant issue rates for men
The following average instant life insurance quotes were calculated for a healthy man, average size and build, and non-smoker.
Average instant issue rates for men
Age | $50,000 |
---|---|
25 | $8.13 |
30 | $8.67 |
35 | $9.38 |
40 | $10.96 |
45 | $13.38 |
50 | $31.95 |
55 | $47.43 |
Average instant issue rates for women
The following average rates were calculated for a healthy woman, average size and build, non-smoker.
Average instant issue rates for women
Age | $50,000 | $150,000 | $250,000 | $400,000 |
---|---|---|---|---|
25 | $7.38 | $9.88 | $11.25 | $16.00 |
30 | $7.92 | $10.75 | $12.71 | $18.33 |
35 | $8.63 | $11.75 | $14.58 | $21.33 |
40 | $9.83 | $14.50 | $18.96 | $28.33 |
45 | $11.63 | $19.25 | $26.46 | $40.33 |
50 | $29.80 | $77.14 | $124.48 | $195.48 |
55 | $43.15 | $117.17 | $191.20 | $302.23 |
Instant Issue Life Insurance Reviews
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
10 year
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Foresters Life
Strong Foundation
15 years
Independent Order of Foresters
Strong Foundation
20 years
True Blue Life Insurance - Underwritten by Lumico
Level Term
20 years
True Blue Life Insurance - Underwritten by Lumico
Level Term
10 years
True Blue Life Insurance - Underwritten by Lumico
Level Term
20 years
True Blue Life Insurance - Underwritten by Lumico
Level Term
20 years
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Independent Order of Foresters
Strong Foundation
15 year
Mutual Of Omaha
Term Life Expresss
10 years
Independent Order of Foresters
Strong Foundation
30 years
Gerber Life
Guaranteed Life
Guaranteed Acceptance Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Great Western Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
30 years
Independent Order of Foresters
Strong Foundation
20 year
United of Omaha Insurance Company
Term Life Expresss
10 year
Independent Order of Foresters
Strong Foundation
20 year
Independent Order of Foresters
Strong Foundation
20 years
Mutual Of Omaha
Term Life Expresss
10 years
Independent Order of Foresters
Strong Foundation
20 years
Foresters Life
Strong Foundation
10 years
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Mutual Of Omaha
GI - Max Pay Age 84
Accidental Life Insurance
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Foresters
Strong Foundation
30 years
Independent Order of Foresters
Strong Foundation
15 years
Mutual Of Omaha
Term Life Expresss
20 year
Independent Order of Foresters
Strong Foundation
10 year
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
20 years
Independent Order of Foresters
Strong Foundation
15 years
Independent Order of Foresters
Strong Foundation
15 year
Fidelity Life Association
GI - Max Pay Age 84
Final Expense Whole Life
Independent Order of Foresters
Strong Foundation
10 years
Independent Order of Foresters
Strong Foundation
20 years
Independent Order of Foresters
Strong Foundation
20 years
Mutual Of Omaha
Term Life Expresss
10 years
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
American General Life Insurance Company
GI - Max Pay Age 84
Whole Life Life Insurance
Independent Order of Foresters
Strong Foundation
30 year
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
10 years
Independent Order of Foresters
Strong Foundation
30 year
Independent Order of Foresters
Strong Foundation
10 years
Great Western Life Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
10 years
Independent Order of Foresters
Strong Foundation
10 years
United of Omaha Insurance Company
Term Life Express ROP
30 Yr ROP
United of Omaha Insurance Company
Term Life Expresss
20 years
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
10 year
Great Western Life Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
Assurity Life Insurance Company
Guaranteed Assurance
Whole Life Life Insurance
Great Western Life Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
Foresters Life
Strong Foundation
20 years
Great Western Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
United of Omaha Insurance Company
Term Life Express ROP
30 Yr ROP
NCE Group Life Insurance
NCE Protection Plus
5 years
Foresters Life
Strong Foundation
10 year
United of Omaha Life Insurance Company
Term Life Expresss
20 year
AIG/Guaranteed Issue
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
10 years
Independent Order of Foresters
Strong Foundation
20 years
Foresters
Strong Foundation
20 year
Foresters Life
Strong Foundation
15 years
Foresters Life
Strong Foundation
20 years
NCE Group Life Insurance
NCE Protection Plus
5 years
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
United of Omaha Insurance Company
Term Life Expresss
20 years
Foresters Life
Strong Foundation
20 years
United of Omaha Insurance Company
Term Life Expresss
20 year
Fidelity Life Association Company
Accidental Death
Accidental Life Insurance
Foresters Life
Strong Foundation
30 years
Foresters Life
Strong Foundation
10 years
Nassau Re Life Insurance Company
SI-Safe Harbor Term Express
20 years
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Nassau Re Life Insurance Company
SI-Safe Harbor Term Express
20 year
Independent Order of Foresters
Strong Foundation
10 years
Independent Order of Foresters
Strong Foundation
30 years
Foresters
Strong Foundation
30 years
Fidelity Life Association
Rapid Decision Express
20 year
Independent Order of Foresters
Strong Foundation
10 year
United of Omaha Life Insurance Company
Term Life Expresss
20 year
Independent Order of Foresters
Strong Foundation
10 year
Gerber
Guaranteed Life
Guaranteed Acceptance Life Insurance
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
United of Omaha Insurance Company
Term Life Expresss
20 years
United of Omaha Insurance Company
Term Life Expresss
30 years
Foresters Life
Strong Foundation
20 years
Foresters Life
Strong Foundation
15 years
United of Omaha Insurance Company
Term Life Expresss
10 years
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Nassau Re Life Insurance Company
SI-Safe Harbor Term Express
20 years
United of Omaha Insurance Company
Term Life Expresss
15 years
Independent Order of Foresters
Strong Foundation
10 years
Assurity Life Insurance Company
Strong Foundation
Accidental Life Insurance
Foresters
Strong Foundation
10 years
Foresters
Strong Foundation
20 years
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Gerber Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
25 years
Gerber Life
Guaranteed Life (ACH)
Whole Life Life Insurance
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
United of Omaha Life Insurance Company
Term Life Expresss
20 years
United of Omaha Life Insurance Company
Term Life Expresss
30 years
Independent Order of Foresters
Strong Foundation
10 years
United of Omaha Life Insurance Company
Term Life Expresss
10 years
AIG/Guaranteed Issue
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
5 Star Life Insurance Company
To Age 100 Term
10 years
United of Omaha Life Insurance Company
Term Life Expresss
20 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
10 year
United of Omaha Life Insurance Company
Term Life Expresss
10 years
Independent Order of Foresters
Strong Foundation
10 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 years
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
United of Omaha Life Insurance Company
Term Life Expresss
20 years
Gerber Life
Guaranteed Life
Age to 100
United of Omaha Life Insurance Company
Term Life Expresss
10 years
Gerber Life Insurance Company
Guaranteed Life (ACH)
Guaranteed Acceptance Life Insurance
5 Star Life Insurance Company
To Age 100 Term
Age to 100
LifeShield
NCE Protection Plus
10 year
Independent Order of Foresters
Strong Foundation
10 years
United of Omaha Insurance Company
Term Life Expresss
20 years
Foresters
Strong Foundation
10 years
5 Star Life Insurance Company
To Age 100 Term
Age to 100
Independent Order of Foresters
Strong Foundation
10 years
Foresters Life
Strong Foundation
10 years
AIG/Guaranteed Issue
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
United of Omaha Life Insurance Company
Term Life Expresss
20 years
United of Omaha Life Insurance Company
Term Life Expresss
30 years
Great Western Life Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 years
Great Western Life Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
10 years
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Foresters
Strong Foundation
10 years
United of Omaha Life Insurance Company
Term Life Expresss
30 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
15 years
Foresters
Strong Foundation
15 years
Great Western Life Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
30 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
15 years
United of Omaha Insurance Company
Term Life Expresss
20 year
United of Omaha Life Insurance Company
Term Life Expresss
20 years
Foresters
Strong Foundation
10 years
United of Omaha Insurance Company
Term Life Expresss
Guaranteed Acceptance Life Insurance
United of Omaha Life Insurance Company
Term Life Expresss
20 years
United of Omaha Life Insurance Company
Term Life Expresss
10 years
Independent Order of Foresters
Strong Foundation
10 years
Foresters
Strong Foundation
10 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
Foresters
Strong Foundation
15 years
United of Omaha Life Insurance Company
Term Life Expresss
15 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 year
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
5 Star Life Insurance Company
To Age 100 Term
25 years
Foresters
Strong Foundation
20 years
Foresters
Strong Foundation
20 years
Independent Order of Foresters
Strong Foundation
15 years
Independent Order of Foresters
Strong Foundation
20 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 year
Nassau Re Life Insurance Company
SI-Safe Harbor Term Express
10 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
10 years
United of Omaha Life Insurance Company
Term Life Expresss
10 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
10 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 years
Independent Order of Foresters
Strong Foundation
10 years
Foresters
Strong Foundation
20 years
Independent Order of Foresters
Strong Foundation
10 years
United of Omaha Life Insurance Company
Term Life Expresss
20 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
15 year
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 years
Independent Order of Foresters
Strong Foundation
30 years
Fidelity Life Association Company
Rapid Decision Express
20 years
AIG
GI - Max Pay Age 84
Guaranteed Issue Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Gerber
Guaranteed Life
Guaranteed Acceptance Life Insurance
United of Omaha Insurance Company
Term Life Expresss
30 years
Mutual Of Omaha
Term Life Expresss
20 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
15 years
Independent Order of Foresters
Strong Foundation
20 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 years
Independent Order of Foresters
Strong Foundation
20 years
Foresters
Strong Foundation
20 years
Foresters
Strong Foundation
20 years
Gerber Life
Guaranteed Life (ACH)
Age to 100
United of Omaha Life Insurance Company
Term Life Expresss
20 years
United of Omaha Life Insurance Company
Term Life Expresss
10 years
Mutual Of Omaha
Term Life Expresss
10 years
Columbian Mutual Life Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
AIG/Guaranteed Issue
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
United of Omaha Life Insurance Company
Term Life Expresss
20 years
5 Star Life Insurance Company
To Age 100 Term
To Age 121 Level (No Lapse U/L)
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
15 years
American General Life Insurance Company
GI - Max Pay Age 84
30 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 years
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 year
Foresters
Strong Foundation
15 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
10 year
United of Omaha Life Insurance Company
Term Life Expresss
10 years
Mutual Of Omaha
Term Life Expresss
10 years
United of Omaha Life Insurance Company
Term Life Expresss
10 years
Foresters
Strong Foundation
20 years
Foresters
Strong Foundation
20 years
Foresters
Strong Foundation
10 years
Foresters
Strong Foundation
10 years
American General Life Insurance Company
GI - Max Pay Age 84
Whole Life Life Insurance
AIG/Guaranteed Issue
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
20 years
United of Omaha Life Insurance Company
Term Life Expresss
10 years
Foresters
Strong Foundation
20 years
AIG/Guaranteed Issue
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
AIG/Guaranteed Issue
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Foresters
Strong Foundation
20 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 years
Fidelity Life Association Company
Rapid Decision Express
20 years
United of Omaha Insurance Company
Term Life Expresss
10 years
Gerber Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Mutual Of Omaha
Term Life Expresss
15 years
AIG/Guaranteed Issue
GI - Max Pay Age 84
Age 121
Foresters
Strong Foundation
20 years
Independent Order of Foresters
Strong Foundation
20 years
5 Star Life Insurance Company
To Age 100 Term
20 years
United of Omaha Life Insurance Company
Term Life Expresss
30 years
Assurity Life Insurance Company
GI - Max Pay Age 84
Whole Life Life Insurance
Foresters
Strong Foundation
10 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
30 years
Foresters
Strong Foundation
20 years
Foresters
Strong Foundation
10 years
Foresters
Strong Foundation
10 years
Fidelity Life Association Company
Rapid Decision Express
10 years
Independent Order of Foresters
Strong Foundation
15 years
5 Star Life Insurance Company
To Age 100 Term
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 years
Nassau Re Life Insurance Company
SI-Safe Harbor Term Express
15 year
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
5 Star Life Insurance Company
To Age 100 Term
10 years
Foresters
Strong Foundation
15 years
Independent Order of Foresters
Strong Foundation
10 years
5 Star Life Insurance Company
To Age 100 Term
Age to 100
Foresters
Strong Foundation
20 years
Independent Order of Foresters
Strong Foundation
10 years
American General Life Insurance Company
GI - Max Pay Age 84
Age to 100
Foresters
Strong Foundation
15 years
Fidelity Life Association Company
Rapid Decision Express
20 years
Independent Order of Foresters
Strong Foundation
20 years
Foresters
Strong Foundation
20 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
10 year
United of Omaha Life Insurance Company
Term Life Expresss
15 years
Mutual Of Omaha
Term Life Expresss
20 years
Gerber
Guaranteed Life
Guaranteed Acceptance Life Insurance
Gerber
Guaranteed Life
Guaranteed Acceptance Life Insurance
Mutual Of Omaha
Term Life Expresss
15 years
Independent Order of Foresters
Strong Foundation
10 years
Foresters
Strong Foundation
10 years
Assurity Life Insurance Company
To Age 100 Term
30 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
10 years
Independent Order of Foresters
Strong Foundation
25 years
Mutual Of Omaha
Term Life Expresss
15 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 years
United of Omaha Life Insurance Company
Term Life Expresss
30 years
5 Star Life Insurance Company
To Age 100 Term
To Age 121 Level (No Lapse U/L)
Mutual Of Omaha
Term Life Expresss
15 years
Independent Order of Foresters
Strong Foundation
10 years
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
10 years
5 Star Life Insurance Company
To Age 100 Term
To Age 121 Level (No Lapse U/L)
Foresters
Strong Foundation
20 years
5 Star Life Insurance Company
To Age 100 Term
Gerber Life
Guaranteed Life
Guaranteed Acceptance Life Insurance
5 Star Life Insurance Company
To Age 100 Term
To Age 121 Level (No Lapse U/L)
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
30 years
Gerber Life Insurance Company
Guaranteed Life
Age to 100
5 Star Life Insurance Company
To Age 100 Term
To Age 121 Level (No Lapse U/L)
Independent Order of Foresters
Strong Foundation
30 years
Independent Order of Foresters
Strong Foundation
10 years
Foresters
Strong Foundation
10 year
Mutual Of Omaha
Term Life Expresss
Accidental Life Insurance
Mutual Of Omaha
Term Life Expresss
10 year
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
15 year
5 Star Life Insurance Company
To Age 100 Term
To Age 121 Level (No Lapse U/L)
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
United of Omaha Life Insurance Company
Term Life Expresss
30 years
Mutual Of Omaha
Term Life Expresss
30 years
American General Life Insurance Company
GI - Max Pay Age 84
Gerber Life
Guaranteed Life (ACH)
Guaranteed Acceptance Life Insurance
5 Star Life Insurance Company
To Age 100 Term
10 years
Assurity Life Insurance Company
To Age 100 Term
To Age 121 Level (No Lapse U/L)
Foresters
Strong Foundation
15 years
AIG/Guaranteed Issue
GI - Max Pay Age 84
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
15 years
Nassau Re Life Insurance Company
SI-Safe Harbor Term Express
20 year
Gerber Life
Guaranteed Life
Age to 100
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
15 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
15 years
Foresters
Strong Foundation
10 years
Gerber Life Insurance Company
Guaranteed Life
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
Independent Order of Foresters
Strong Foundation
15 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
30 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
Gerber Life
Guaranteed Life (ACH)
Guaranteed Acceptance Life Insurance
AIG/Guaranteed Issue
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Fidelity Accidental Death Benefit
Accidental Death
Accidental Life Insurance
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
Nassau Re Life Insurance Company
SI-Safe Harbor Term Express
15 year
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
Nassau Re Life Insurance Company
SI-Safe Harbor Term Express
20 years
Mutual Of Omaha
Term Life Expresss
20 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
Gerber Life
Guaranteed Life (ACH)
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
15 years
5 Star Life Insurance Company
To Age 100 Term
25 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
15 year
5 Star Life Insurance
To Age 100 Term
10 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
15 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 year
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 year
Gerber
Guaranteed Life
20 years
Gerber Life
Guaranteed Life (ACH)
Guaranteed Acceptance Life Insurance
United of Omaha Life Insurance Company
Term Life Expresss
15 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
30 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
30 years
5 Star Life Insurance Company
To Age 100 Term
10 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 year
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
15 years
5 Star Life Insurance Company
To Age 100 Term
10 years
5 Star Life Insurance Company
To Age 100 Term
Age to 100
5 Star Life Insurance Company
To Age 100 Term
10 year
Mutual Of Omaha
Term Life Expresss
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
30 years
5 Star Life Insurance Company
To Age 100 Term
10 year
Fidelity Accidental Death Benefit
Accidental Death
Fidelity Life Association Company
Accidental Death
5 Star Life Insurance Company
To Age 100 Term
To Age 121 Level (No Lapse U/L)
AIG/Guaranteed Issue
GI - Max Pay Age 84
Age to 100
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
30 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
30 years
5 Star Life Insurance Company
To Age 100 Term
Age to 100
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
5 Star Life Insurance Company
To Age 100 Term
10 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 year
Fidelity Life Association Company
eTerm Express
Same Day Issue
15 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
North American Co for Life and Health
LifeVue Term No Med Same Day Issue
20 years
Gerber
Guaranteed Life (ACH)
To Age 121 Level - Pay to 100
5 Star Life Insurance Company
To Age 100 Term
10 year
5 Star Life Insurance
To Age 100 Term
Gerber Life Insurance Company
Guaranteed Life (ACH)
5 Star Life Insurance
To Age 100 Term
Age to 100
Gerber Life Insurance Company
Guaranteed Life (ACH)
Age to 100
United of Omaha Life Insurance Company
Term Life Expresss
30 years
5 Star Life Insurance
To Age 100 Term
Fidelity Life Association Company
eTerm Express
Same Day Issue
10 years
United of Omaha Life Insurance Company
Term Life Expresss
15 years
Gerber Life
Guaranteed Life
Age to 100
5 Star Life Insurance Company
To Age 100 Term
Age to 100
5 Star Life Insurance Company
To Age 100 Term
Age to 100
United of Omaha Life Insurance Company
Term Life Expresss
30 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 year
Life of the Southwest
Non-Med Term
Non-Med Term
National Life Group-Life of the SW
Non-Med Term
10 years
National Life Group-Life of the SW
Non-Med Term
20 years
Life of the Southwest
Non-Med Term
National Life Group-Life of the SW
Non-Med Term
30 years
Non-Med Term
Life of the Southwest
Non-Med Term
20 years
National Life Group-Life of the SW
Non-Med Term
10 years
National Life Group-Life of the SW
Non-Med Term
10 years
Life of the Southwest
Non-Med Term
10 years
National Life Group-Life of the SW
Non-Med Term
10 years
See what you qualify for by answering some health questions.
-
Brian is the founder and CEO of Insurist and carries Life, Health, and Property & Casualty licenses in all 50 U.S. states. Since 2013, Brian has been a member of Million Dollar Round Table, a designation for the top 1% of financial advisors worldwide. Brian has been featured in Yahoo! Finance, Money.com, Entrepreneur.com, Life Happens, Forbes, MSN, and Good Financial Cents. Brian’s goal is to show customers the best products, the quickest answers to their questions, and provide expert advice.
-
Nick has worked in the insurance industry selling life insurance, endowment and retirement and annuity products. He has also worked as an consultant to Independent Financial Advisors, educating them about products and helping them meet the needs of their clients.