Best Accidental Death Life Insurance

Accidental death and dismemberment insurance is a straightforward type of life insurance. It only covers you if the cause of death is due to an accident. As a result, it’s much more affordable than any other type of life insurance.
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Best Accidental Death Life Insurance

Written by Brian Greenberg
CEO / Founder & Licensed Insurance Agent

Last updated: April 12th, 2023

Edited by Lisa A Koosis
Medical Claims Specialist

Best Accidental Death Life Insurance Companies

CompanyInfoRatingRecommendationQuote
Assurity Life

Recommended.
No agent is required. 
Guaranteed approval.
No health questions.
Up to $350,000 in coverage
Brochure

★★★★★
Assurity Reviews
For those aged 18 - 70 years looking for an inexpensive additional policy, or for those that cannot qualify for a traditional policy. Full benefits from day one.Go
Gerber LifeRecommended.
Agent assistance is required
Guaranteed approval.
No health questions.
Up to $100,000 in coverage.
Brochure
★★★★★
Gerber Reviews
For those aged 19 - 60 years looking for an inexpensive additional policy for both spouses. Full benefits from day one.Go

What is Accidental Death and Dismemberment Insurance?

This type of coverage is the most straightforward of all life insurance policies. Accidental death and dismemberment insurance will cover your death if it’s solely the result of an accident. It will also pay out various amounts of the benefit if you obtain an accident-based disability that causes loss of limb, eyesight, or ability to move.

Some life insurance companies will also double the amount of coverage if the accidental death occurs on a commercial carrier, such as an airline or a train.

Because this type of insurance pays in the event of death due to an accident, not health-related death, it also becomes much more affordable. At the same time, it makes it a great alternative to life insurance for those who can’t qualify due to health problems, or other reasons.

Since AD&D insurance is a type of whole life insurance, there is no predefined policy end date. As long as you make the payment, your policy will remain in force. This also means that your price will never increase, and your coverage will never decrease.

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Important takeaways
  • Accidental death and dismemberment pays in case of severe injury or death due to an accident
  • Since death due to natural causes, including disease, is excluded from AD&D, the cost is far lower compared to standard life insurance
  • The application is simple and straightforward. No medical examination or health questions required.
  • Once you purchase an AD&D policy it will stay in effect until you cancel. The price will never increase and the coverage will never decrease

What Does Accidental Death and Dismemberment Cover?

The insurance company will conduct a thorough investigation into the cause of death. As long as the death isn’t due to health-related issues, the policy will most likely payout.

What is covered:AD&D InsuranceLife Insurance
Death due to illness or diseaseNoYes
Death due to old ageNoYes
Death due to an accidentYesYes
Death due to murderYesYes
Loss of a finger, toe, or other limbYesNo
Coma or paralysis after an accidentYesNo
Long-term health effects due to an accidentYesNo
Death due to suicideNoNo

Reasons accidental death insurance will not payout

Most people can use common sense to guess what the exclusions would be, but a conversation with a licensed True Blue agent will remove any doubt.

  • An intentionally self-inflicted injury, suicide, or any attempt at suicide
  • If the blood alcohol content is .08 percent or higher
  • If the insured is taking a narcotic—or any drug or medication for that matter unless it’s prescribed by a physician
  • Engaging in any illegal activity
  • Service in the armed forces or injuries sustained in war
  • Participation in hazardous hobbies like skydiving, etc

When accidental death insurance will payout

In the simplest terms, any death that is not from natural causes (which includes disease), will usually fall into this category. This includes but is not limited to:

  • Car accidents
  • Accidental discharge of a firearm
  • Work related accident
  • Airplane crash
  • Even murder can be considered as an accidental death.

How Much Does Accidental Death & Dismemberment Insurance Cost?

When it comes to inexpensive life insurance, this type of coverage is the way to go if you’re looking for the most cost-effective protection.

In fact, an accidental death policy will probably cost less than what you pay for Netflix or an Amazon Prime membership every month.

Since accidental death insurance covers death due to an accident, it eliminates the need for health questions or exams. As a result, this dramatically reduces the policy cost.

Sample rates of Accidental Death and Dismemberment Insurance compared to Life Insurance

These rates are calculated for an individual in the same health and state. The only difference is that for life insurance, the rates are calculated for a 20-year term. Since AD&D is a type of whole life insurance, there is no term.

AgeCoverageAD&D InsuranceTerm Life Insurance
20$50,000$5.23$9.49
$250,000$25.52$20.25
30$50,000$5.23$8.61
$250,000$21.34$12.62
40$50,000$5.23$11.37
$250,000$19.58$17.64
50$50,000$5.23$21.88
$250,000$22.22$38.92
60$50,000$5.23$50.55
$250,000$22.22$110.72

The prices above are sample prices calculated for non-smokers based in California in excellent health. To calculate your rates, get an Accidental Death insurance quote or term life insurance quote.

How common is death due to an accident?

Accidents are the fourth leading cause of death in the U.S. today. That’s a shocking number of fatalities occurring because of accidents.

According to the Centers for Disease Control and Prevention, accidents account for over 130,000 deaths each year in the United States.

Accidents come in all shapes and sizes, but it’s typically defined as a sudden event that is not planned or intended, causing injury or death. It’s an unforeseen and sudden physical situation you can’t control.

Death from accidents involving motor vehicles, machinery, unintentional poisoning, slip and falls, suffocation, choking, drowning and more are usually covered by accidental death benefit insurance.

Therefore, if you’re in a car, bus, or airplane crash; or if you are hit by a car while crossing the street or you fall off a ladder while trying to fix your roof and you die as a result—these are considered accidental deaths that would be covered.

How Does Accidental Death Insurance Work?

It’s quite simple, really. You buy a contract with an insurance provider. That contract binds you, the insured, to pay the insurance provider a monthly fee.

In return, the insurance provider pays you, or your beneficiaries a lump sum of cash if conditions are met. Such conditions are if get severely injured, lose a limb, or die due to an accident.

Accidental death insurance is very similar to life insurance, apart from a few differences.

There are two important, but simple differences, between AD&D and life insurance.

It lasts your entire life, term life insurance does not

Since AD&D is a type of whole life insurance, it lasts your entire life. That means, no predefined end date (or term). This is important because if you compare AD&D to term, the cost is not that much different. And term life insurance covers more than Accidental Death insurance does.

But, term life insurance has a predefined end date. That means that once your policy ends, say 10, or 20 years from now, you’ll have to apply for a new life insurance policy. And this time, it will cost significantly more.

AD&D on the other hand, will not expire unless you stop paying the policy. So while the difference between AD&D and term life insurance is somewhat minimal while you are young, it becomes much larger as you grow older.

It’s far cheaper than other types of whole life insurance

You could raise the fact that the above example is of an AD&D policy, versus a term life insurance policy, which may not be an apple to apple comparison, as AD&D is a type of whole life insurance.

So let’s look at AD&D compared to the standard cash-value building whole life insurance policy.

The cost of an AD&D policy compared to a cash-value whole life insurance policy are far lower. A 30-year-old male could get $250,000 in AD&D coverage for about $21/month. That same person would pay roughly $123/month for the same amount of coverage in a cash-value whole life insurance policy.

AD&D covers death and injury due to an accident, life insurance only covers death

Life insurance covers just about any cause of death, with some rare exceptions. AD&D however, covers most causes of death, except due to age, or health. At the same time, life insurance does not cover loss of limbs or injury due to an accident where AD&D does.

Are Accidental Death Policies Worth It?

Many people ask if these policies are worth the expense. It’s true that the risk of dying due to an accident is lower than due to health. Especially so if you are in your 40’s or older. But given the low cost, it’s probably worth it. Not just as a standalone policy, but even as an addition to your life insurance policy.

For example, a 42-year-old man in Georgia could get a $50,000 accidental death and dismemberment policy for about $60 per year. Even if he kept the policy in force up to age 100, his overall cost for this protection would only be about $2,400.

If at any point he would get seriously hurt or die due to an accident, he or his beneficiaries would receive a payment of up to $50,000. We say up to since the payment due to an accident can fluctuate based on the severity.

AD&D policies offer a potentially attractive return on investment. And because accidents can happen anytime, this type of coverage works for just about every person from every walk of life.

Reasons to get AD&D insurance by age group

Ages 18-25: When it comes to the probability of death, young adults are more at risk for death by accident than by natural causes. Although people in this age group are less likely than older adults to have dependents, the death of a young adult can still have a significant financial impact.

An accidental death policy is an inexpensive life insurance option for covering potential medical bills and final expenses resulting from an end-of-life situation.

Ages 25-35: Many people in this age group are beginning careers and starting families. An accidental death policy provides an extra level of protection. It also ensures the financial certainty of any dependents, all at an affordable rate.

Many employers offer this type of coverage as part of their overall benefits package. But, it’s important to realize that group life insurance policies obtained through the workplace end when employment there ends. So, it can be smart to invest in separate accidental death and dismemberment coverage that’s not part of a job-related benefits package.

Ages 35-55: Accidental death coverage provides a great add-on to an overall financial plan for people in this age group. That’s especially true for those who travel frequently. Although death while traveling may be a rare event, it does happen.

Investing an extra couple of dollars a month to cover the increased costs related to an accidental death may make sense.

Ages 55+: As you grow older, life insurance can become quite expensive. If you are on a limited budget, these policies provide coverage at a fraction of the cost of life insurance. Although the coverage would be limited to accidental death or dismemberment. Your overall health will also have no impact on the price.

These types of policies work well for everyone — even those who already own a life insurance policy.

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How to Get Accidental Death and Dismemberment Insurance

Through employment

Many companies, and unions, offer accidental death and dismemberment insurance through group life insurance. It’ll most likely just cost you a few dollars a month. Just keep in mind that you quit that job, you’ll also lose the insurance.

Through a rider

If you already own – or are getting ready to buy a life insurance policy – there’s a good chance that the policy offers an accidental death rider. Put simply, a rider is an additional benefit of the policy. Sometimes it’s free, sometimes it costs a bit extra, depending on the insurance provider. If you get accidental death and dismemberment through a rider, it saves you the hassle of having to apply for it separately. Additionally, it will be included in your monthly premium automatically.

Buying accidental death insurance separately

You can of course buy an accidental death policy as well, even if you already have it through work or through a rider. The application is extremely straightforward as your health has no impact on the cost.

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Accidental Death Benefit Life Insurance Reviews

4.9 /5
Based on 142 reviews

Excellent
94%
Great
4%
Average
3%
Poor
0%
Bad
0%
Mar 07,2023
Brian Blyth Verified
Lacey,WA
Two thumbs up. Glad I was able to work with Jen.
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Jun 10,2021
Jeffrey Ludwig Verified
Boca Raton,FL
Very good. My questions were all ano
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

May 21,2021
Derrick Rogers Verified
Oxford,NC
Cheryl made the process fast and easy!
Company:
United of Omaha Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

May 20,2021
Joshua (Josh) Ehrat Verified
Paducah,KY
Wonderful, questions were easy to answer and signing was made simple through email.
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Apr 14,2021
Tiffany Tagbo Verified
Oklahamo City,OK
The application process was very easy.
Company:
Insurist Group Life Insurance
Product:
Accidental Death
Policy length:
10 year

Apr 03,2021
Brian Wiemeri Verified
Naples,FL
Quick, easy and to the point.
Company:
Independent Order of Foresters
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Mar 14,2021
Jermain Washington Verified
Chester,PA
She was very helpful and knowledgeable and friendly.
Company:
United of Omaha Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Feb 22,2021
Amy Adams See Verified
Waussau,WI
Excellent. Very easy
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Feb 05,2021
Brian Leib Verified
Debuque,IA
Very good experience. Easy process.
Company:
Independent Order of Foresters
Product:
Guaranteed ADvantage
Policy length:
10 year

Feb 05,2021
Donnashay Hamilton Verified
Brooklyn,NY
I had a good experience. Mrs Nikki was very professional and patient. This was a long time coming.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Feb 01,2021
Shelly Orlando Verified
Gold River,CA
Very easy to apply .. excellent customer service!
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jan 01,2021
Jason Wilfong Verified
Orlando,FL
Quick and easy. Just the way I like it.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Dec 04,2020
Deborah Malins Verified
South Haven,MI
Good response. Easy experience since info was already stored from previous purchase. Quick approval, good price, friendly salesperson. True lue has been a very pleasant experience for me and a good value.
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Nov 29,2020
Kim Turpin Verified
Roland,OK
Jennifer plisch is excellent salesman you have a keeper hang on to her
Company:
United of Omaha Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Nov 26,2020
Lonnie Johnson Verified
Lynnwood,WA
Excellent and Professional
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Oct 24,2020
Ralph Carter Verified
,MS
The process was easy and painless!
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Sep 10,2020
Aneta Munck Verified
Durham,CT
Our agent was awesome to work with! She stayed on top of things for us. Thanks!!
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Sep 01,2020
Robert McTernan Verified
Lions,IL
It was very easy. Jennifer was very truthful and kind
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Aug 29,2020
Jose Enriquez Verified
Phoenix,AZ
Excellent and fast .
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Aug 21,2020
Jeffery Hampton Jr. Verified
Kansas City,MO
It was a very fast and easy process.
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Aug 17,2020
Betty Miller Verified
Locust Grove,GA
The application process was super easy with Jennifer’s help!!!
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jul 14,2020
Diana Gomez Verified
Greeley,CO
Very easy to apply! We also got a great price.
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Jul 03,2020
Kimberly Callan Verified
Pleasant Hill,CA
It was made very easy and not intimidating to get insurance with Jennifer Plisch. Thank you for a Great experience. Kim
Company:
Gerber
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Jul 03,2020
Stacy O'Farrell Verified
Pleasant Hill,CA
Easy to understand all of my options
Company:
Gerber
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Jul 02,2020
Qwanda Seals Verified
Phoenix City,AL
The whole process went over really smooth. Miss Nikki Walker is one of the most professional individuals I have ever had the privilege to work with.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jul 02,2020
Tawna Grisham Verified
Jacksonville,FL
Jen is a very polite respectable lady who knows what she’s talking about when it comes to Life Insurance she found the best deal possible for me she catered it to my needs and I am forever grateful.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jun 23,2020
Duy Tran Verified
Fountain Valley,CA
Wonderful experience. Would definitely recommend this place.
Company:
United of Omaha Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Jun 11,2020
Linda Gray Verified
Woodbridge,VA
Responsive, fast and professional and great value
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jun 10,2020
David Nyaosi Verified
Burnsville,MN
Great. Process was easy and fast. No long wait and communication efficient
Company:
Gerber Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jun 08,2020
Jody Mcpherson Verified
Lebanon,OR
Great job-worked hard until we found the best e for me
Company:
United of Omaha Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

May 10,2020
Justin Choi Verified
Montebello,CA
Excellent!! Being insured in the company give me peace of mind. My family is protected in case anything happens. The application process was very fast and easy.
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

May 09,2020
Christos Kouzinoglou Verified
Loganville,GA
Absolutely excellent service
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Apr 23,2020
Tammie Davis Verified
Pembroke Pines,FL
I have been a client of Jennifer for a long time, and I have always received impeccable service. She is a true professional, and always makes sure that her clients are satisfied and receive the best service possible. She also makes everything very clear and easy.
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Apr 20,2020
Crystal McGriff Verified
Ocoee,FL
Got exactly what I was looking for without the pressure or upsell’s like other insurance companies do. Great friendly easy service! Jennifer was amazing.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Mar 31,2020
Chad Billingsley Verified
Alton,IL
Easy and fast with no problems!
Company:
United of Omaha Life Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Mar 28,2020
Jotham Jackson * Verified
Columbus,GA
Ms. Nikki Walker was very sweet. She listens and doesn’t mind answering questions and doesn’t rush you for a payment to get started and doesn’t show frustration with your questions. She’s happy to keep breaking things down until you understand and know what you’re getting. Thank you.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Mar 23,2020
Anthony Rando Verified
Freehold,NJ
very easy to process application
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Mar 21,2020
Clu (Cory) Phillips Verified
Junction,TX
The experience was very simple and straight forward. Besides answering a lot of questions. Which that’s just part of it.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Mar 18,2020
Philip Lo Cascio Verified
Tallmadge,OH
Easy and clear system
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Mar 10,2020
Timothy Fitzpatrick Verified
Elmhurst,NY
Very good, seamless process..
Company:
United of Omaha Life Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Feb 19,2020
Gerald Lavery Verified
Windham,ME
Cheryl was great and very explanatory
Company:
American General Life Insurance Company
Product:
Life Accident Protection
Policy length:
10 year

Feb 14,2020
Eric Shane Auwae Verified
Honolulu,HI
Awesome experience great customer service, and just like that im insured.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Feb 06,2020
Joseph Rodriguez Verified
Fullerton,CA
The overall experience was smooth and I will recommend friends or family to Aaron.
Company:
Fidelity Life Association Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jan 28,2020
David Hubbard Verified
Grand Rapids,MI
It was very pleasant, Brandon was fast and thorough.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental

Jan 18,2020
Sheila Estes Verified
Birmingham,AL
Fast easy reliable and efficient
Company:
United of Omaha Life Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Jan 02,2020
Jill Bergman Verified
Concord,CA
I can’t believe how easy it was to apply for accidental death life insurance. Thank you to Jen Plisch and team for Being so professional and making the process simple and hassle free. Appreciate it.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Dec 30,2019
Michael Woodall Verified
Rio Vista,CA
This transaction was very quick and easy!
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Dec 30,2019
John Pellizzari Verified
Martinez,CA
Wow, this was so easy! It was like Jen knew exactly what I wanted and needed and she worked within my budget! I am recommending her to all my friends and family. Thank you TruBlue and Jen! Now I feel protected.
Company:
Assurity
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Dec 22,2019
David Arthurs Verified
Livingston,LA
It was an online interaction and it went very smoothly.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Dec 11,2019
Kimberly Speed Verified
Carro,GA
The application process was quick and easy.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
20 years

Dec 09,2019
Candice Coon Verified
,New York
Very professional and throughly explained all my options. Happy to have worked with her.
Company:
United of Omaha Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Oct 04,2019
Stanley Cheng Verified
San Francisco,CA
The process was simple and easy. I would recommend to others.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Sep 06,2019
Nader Sadighi Verified
Laguna Beach,CA
Process was fast and did not took too many min.
Company:
United of Omaha Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Aug 20,2019
Robert Librizzi Verified
Bradenton,FL
I’ve spoken to many insurance agents in my life, but none more knowledgeable and caring, than Jen Plisch, a true professional.
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Jun 26,2019
Naweza Ruhana mirindi Verified
Hollywood,FL
Jen was amazing and really found the best option for me. Jen walked me through the whole process and made it easy for me.
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Jun 19,2019
Brian Walbourne Verified
Williams,AZ
Jennifer was super flexible. She found a plan that works for us.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jun 17,2019
Anthony Nino Mancuso Verified
Kenmore,NY
Great price for the piece of mind
Company:
Gerber Life
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Jun 11,2019
Dallas Wohlfeil Verified
,CA
It was fast and very professional. Appreciate the good service
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Jun 11,2019
Joshua Hernandez Verified
Roxbury Crossing,MA
She was nice to help me out a lot
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Jun 01,2019
Kristen Nelson Verified
Horace,ND
I was not able to find any policies due to some health conditions, i have heart problems.... i had been denied for policy after policy although it wasnt quite what i was looking for i am no covered i would have never have gotten coverage on my own thank you so much my family is protected now.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

May 13,2019
Eric Mutnan Verified
Sugar Land,TX
Application process was painless and easy.
Company:
Assurity
Product:
Accidental Death
Policy length:
Accidental Life Insurance

May 01,2019
Johnathan Brown Verified
Palm Harbor,FL
Everything was as promised. Price was less than expected.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Apr 30,2019
Adrian Schramm Verified
Austin,TX
very quick and simple!
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Apr 22,2019
Roni Kaufman Verified
Peoria,AZ
Ken was great. He was professional, knowledgeable and efficient. I highly recommend his services.
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Mar 19,2019
Holly Dempsey Verified
Raleigh,NC
she answered all my questions and gave me very good advice I ended up buying two separate policies from her and look forward to doing business with her again very specific conscientious caring agent
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Mar 18,2019
Carol Woodyard Verified
Raleigh,NC
Obtaining life insurance was very easy with True Blue - we had tried other sites and the process was confusing and difficult.
Company:
United of Omaha Life Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Mar 04,2019
Glenn Mitchell Verified
Southfield,MI
Cheryl was great and wonderful again.shes a very sweet lady.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Feb 27,2019
Sonia Caraballo Verified
Kissimmee,FL
GREAT EXPERIENCE... could not be any easier.
Company:
United of Omaha Life Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Guaranteed Acceptance Life Insurance

Feb 20,2019
Danielle Schenk Verified
Kentwood,LA
Cheryl is a wonderful agent. She has gone above and beyond for all my needs. She is a true asset to your company.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental

Feb 16,2019
Tammara France Verified
Scotia,NY
Thus far quite wonderful! The rates are reasonable and glad to have insurance!
Company:
United of Omaha Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Feb 12,2019
Arnoldis (Sharon) Pilgrim jr Verified
Duncan,SC
It's a nice and very professional company to deal with.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Feb 07,2019
Linda Mourkakos Verified
Uncasville,CT
excellent always there for any type of question
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Feb 07,2019
Nikolaos Mourkakos Verified
Norwich,CT
fast and accurate trustworth
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Feb 06,2019
Shane McCall Verified
Phoenix,AZ
They made this supplemental accidental insurance policy easy.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Feb 01,2019
Annette Dearinger Verified
Las Vegas,NV
So far everything has gone well.
Company:
United of Omaha Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Feb 01,2019
Jeannine Foley Verified
Seattle,WA
I remember the agent coming to visit my parents frequently as a child and I am now over 50 so they are still around and that tells me all I need to know...
Company:
United of Omaha Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Jan 24,2019
John Perez Verified
Corpus Christi,TX
Very courteous and helpful.
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Jan 22,2019
Kierstyn Hayducka Verified
Hackettstown,NJ
Response was prompt and overall the experience was easy.
Company:
United of Omaha Life Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Jan 16,2019
Marcus (Jill) Dinkins Verified
Pleasant Hill,CA
Asurity quickly processed the insurance, we were happy with the overall customer service. .
Company:
Assurity
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jan 14,2019
Joseph Salamone Verified
Long Beach,CA
Unknown at present. Will report back if and when I need to file a claim with the company.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Critical Illness

Dec 14,2018
Melissa Alain Verified
Moss Point,MS
Very good!! I am happy with the service.
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Dec 14,2018
Neil Mitchell Verified
Vanleer,TN
Loved Wild Kingdom.....
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental

Nov 26,2018
Douglas Shebroe Verified
Palm Beach Gardens,FL
Excellent product and very good customer service. Very much five star all the way.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Nov 26,2018
Travis Kennedy Verified
Noblesville,IN
Assurity offered the best policy for our needs. I'm grateful for their flexibility and under that not everyone's circumstances are ideal. I would recommend Assurity to anyone looking for life insurance of any kind.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Nov 10,2018
Marco Flores Verified
Port St. Lucie,FL
So far so good no hassle, I would recommend your company to others.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Nov 08,2018
Tyrone Borden Verified
Temecula,CA
Great Service, Thank you!
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Oct 31,2018
Elizabeth Posy-Baron Verified
Orlando,FL
Professional and affordable.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Oct 19,2018
Ward Komers Verified
Murrieta,CA
Very pleased, no issues so far.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Sep 26,2018
Timothy Hogan Verified
Bedminster,NJ
don't have enough interaction so far to say
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Sep 25,2018
Gerard Reyes Verified
Jersey City,NJ
Great product for my need. Thanks.
Company:
Gerber
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Sep 21,2018
Jeremy Kelly Verified
Miami,FL
Clear and informative explanation of what to do and expect with the policy. Cheryl Schlenkert was a big help!
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Sep 20,2018
Anthony Winford Verified
England,AR
Great Price!!! Recommended...
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Sep 07,2018
Bobby Staggs Verified
Soper,OK
Very satisfied with the insurance agents and coverage
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Sep 04,2018
Justin Ryan Verified
Pleasant Hill,CA
Great coverage for the cost
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Sep 01,2018
Jennifer Carrigan Verified
Bigfork,MN
The prices are reasonable compared to other companies.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Aug 28,2018
Bobby Staggs Verified
Soper,OK
Great professional business and employees so friendly and efficient
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Aug 14,2018
Donald Holder Verified
Fayetteville,NC
excellent, and satisfied
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Aug 14,2018
Joe Ferguson Verified
Cypress,TX
Approved me for the amount I was needing at an affordable price.
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Jul 19,2018
Alexandre Berger Verified
Ft. Lauderdale,FL
I cant review it yet.
Company:
Assurity
Product:
Accidental Death
Policy length:
10 years

Jul 08,2018
Xavier Slater Verified
Charleston,SC
The agent Cheryl was great
Company:
Phoenix Life Insurance Company
Product:
Accidental Death
Policy length:
20 year

Jul 02,2018
Joseph Spinola Verified
,NJ
Best ever they gave me the best deal with the guidelines that suit me That is hard to come by with most insurance companies they try to over sell u
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jul 01,2018
Kelsie Singleton Verified
,NC
very good and accurate service happy to be aboard for many years to come...Assurity Life Insurance Company was prompt with immediate service without hesitation
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jun 28,2018
Robert Barkle Verified
Stevenson Ranch,CA
Everything straightforward and easy to to.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jun 25,2018
Kevin McKinney Verified
Snellville,GA
So far everything has been been great!
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jun 25,2018
Peter Farrell Verified
Columbus,OH
tbd - hasn't kicked in yet.
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Jun 19,2018
Ola Arthurs Verified
Livingston,LA
Cheryl was great to work with. The whole process was super easy.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jun 08,2018
Sue Williams Verified
Sauk Village,IL
Everyone has been professional and friendly. I would recommend this company for others to purchase their life insurances policies from.
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
20 years

Jun 04,2018
Linda Johnson Verified
San Diego,CA
Best fit my needs on life insurance
Company:
Gerber
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Jun 01,2018
Kelly Crownover Verified
Coupeville,WA
Not sure yet only did a phone interview but that rep was great
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

May 31,2018
Christopher Hurst Verified
Mt Dora,FL
Great experience enjoyed all the advice and direction I was given. Very satisfied
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
20 years

May 30,2018
Ralena Wright Verified
Clifton Park,NY
Excellent, thank you very much.
Company:
United of Omaha Life Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

May 17,2018
Olga Torres Verified
Santa Ana,CA
Quick and easy process.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

May 14,2018
John Fairless Verified
,FL
Always delivers as promised.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

May 04,2018
Joel Pittman Verified
Stapleton,AL
Very pleased so far was easy process
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Apr 25,2018
Oscar Aleman Verified
Woodland Hills,CA
Easy and all my questions were answered
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Apr 23,2018
Christopher Kelly Verified
Milton,FL
Excellent so far. All email and phone correspondence has been seamless. With a full workload, the process has been exactly what I needed.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Apr 22,2018
Anthony Markley Verified
Springfield,IL
We were able to acquire life insurance quickly and easily. Thank you
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Apr 11,2018
Jodi Hoefler Verified
Memifee,CA
Best rates and easy to apply
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Apr 04,2018
Mylan McDowell Verified
,FL
Fast processing and quick to meet our needs
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Mar 27,2018
Mylan McDowell Verified
,FL
Very quick service! The policy met our needs and budget.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Mar 22,2018
Jared Williams Verified
Lees Summit,MO
Rated 3 stars only because I just signed up for policy. Great pricing though for a very reasonable coverage amount.
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Mar 19,2018
James Rodriquez Verified
Sebastian,FL
I'm putting five stars because of the agents but I can't not rate the company yet because I am a new client
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Mar 13,2018
Terry Schoolmaster Verified
,TN
So far so good! I will be a life loyal customer!
Company:
United of Omaha Life Insurance Company
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Mar 12,2018
Justin Cardella Verified
SunValley,NV
Good rate, so far so good
Company:
Assurity Life Insurance Company
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Feb 09,2018
Ernest Alexander Verified
Fitzgerald,GA
Made everything easy. Thanks so much.
Company:
Assurity
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jan 25,2018
Scott Shook Verified
,FL
They have great productd
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Jan 19,2018
Richard Hisel Verified
St. Petersburg,FL
Overall everything went well she even helped me solve problems on how to use a computer
Company:
Assurity
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Jan 13,2018
Bobby Staggs Verified
Soper,OK
Agent is very friendly and she gets the paperwork done quickly
Company:
Gerber Life
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Jan 11,2018
Jamaal Davis Verified
Pembroke Pines,FL
I am very pleased with my policy and the customer service from Jennifer Plisch.
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Dec 29,2017
David Williams Verified
,CO
Good coverage for what I need
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Dec 22,2017
Barry Simmons Verified
,TX
Great product and very good experience! Best Regards, Barry Simmons
Company:
Mutual Of Omaha
Product:
Guaranteed ADvantage
Policy length:
Accidental Life Insurance

Nov 03,2017
Curtis Lewis Verified
,VA
I have Gerber life for my children, I never thought I would insure myself with them but they offered a good rate and were easy to deal with.
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Oct 23,2017
Ashley Pearson Verified
,OR
Fast and easy application process, and well priced!
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Oct 08,2017
Marianne Daniel Verified
,CA
Gerber provided me with the type of coverage I need at a reasonable price. Definitely worth it!
Company:
Gerber
Product:
Life Accident Protection
Policy length:

Sep 20,2017
Joy Pellizzari Verified
,CA
I worked with Jen Plisch. She was very professional and extremely helpful. Her knowledge of your products was superb! She was very patient with me and my many questions and explained everything so it was so simple! Thank you Jen !
Company:
Gerber Life Insurance Company
Product:
Life Accident Protection
Policy length:

Sep 20,2017
John Pellizzari Verified
Martinez,CA
Jennifer Plisch was our Agent and was very knowledgeable. She had a lot of patience with us and answered all of our questions professionally and thoroughly. She helped us pick out the policies that were right for our family. I highly recommend her for helping you decide what your needs might be. Thank you Ms. Plisch .
Company:
Gerber Life
Product:
Life Accident Protection
Policy length:

Sep 17,2017
Justin Ryan Verified
Pleasant Hill,CA
I didn't even know about this kind of policy. Great info and love the policy
Company:
Gerber
Product:
Life Accident Protection
Policy length:
Accidental Life Insurance

Sep 14,2017
Dwight Funk Verified
,UT
Cheryl was a very effective and knowledge agent for Fidelity. You are fortunate to have her on your team. Alan
Company:
Fidelity Accidental Death Benefit
Product:
Accidental Death
Policy length:
Accidental Life Insurance

Sep 12,2017
Nicole Jarvis Verified
,FL
Great policy at a great price.
Company:
Gerber
Product:
Life Accident Protection
Policy length:

Aug 18,2017
Venus Pitts Verified
Durham,NC
This was my first insurance policy, and the process was fast and easy!
Company:
Gerber
Product:
Life Accident Protection
Policy length:

Feb 23,2017
Justin Cardella Verified
SunValley,NV
Exactly what I needed at a great rate
Company:
Fidelity Accidental Death Benefit
Product:
Accidental Death
Policy length:

Feb 10,2017
S. Stephen Brunson Verified
Reston,VA
Awesome! I love it...
Company:
Fidelity Life Association Company
Product:
Accidental Death
Policy length:

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